Cecilia is a married woman who lives in Victorias, Negros Occidental. She earns her living by operating a fishing/fish vending business. Her husband Francisco, who is 57 years old, works as a fisherman to earn his living. They have four children who are between 12 and 26 years old. Cecilia joined NWTF-Project Dungganon in 2003 because she aspired for something better for her family. With the help of her past 10 loans from NWTF-Project Dungganon, Cecilia has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 19,500 helped her earn a monthly profit of PHP 4,500, uplifting the family's standard of living. This time, for her 11th loan, she is borrowing PHP 22,000 to purchase a fishing boat so that she can continue to save up for the future, to improve business and for her children's education. Cecilia is a Dungganon woman who is following an honorable path toward the achievement of her dreams.
More information about this loan
On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.