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Vilma is 31 years old and was born in the city of Urubamba, in Cusco department. She is a hard-working and enterprising mother who works to get her two children ahead in life. She tells us that the people in her community work in farming and livestock raising. Vilma, for example, sells animals such as hens, pigs, sheep and guinea pigs. She also sells beer at festivals in the city of Urubamba. She has been in this business for four years and it is doing very well. On this occasion, Vilma requires her loan to buy animals such as guinea pigs.

Vilma is a member of Asociación Arariwa's "Villa Marcela de Virgen del Carmen" community bank and has been working with her fellow bank members for several years.
View original language description ↓
Vilma tiene 31 años y nació en la ciudad de Urubamba departamento del Cusco. Ella es una madre trabajadora y emprendedora que saca adelante a sus dos hijos. Vilma nos cuenta que en la comunidad que vive la gente se dedica a la agricultura y ganadería, ella por ejemplo se dedica a la venta de animales como por ejemplo gallinas, chanchos, ovejas, y cuyes. Vilma también se dedica a la venta de cerveza en las festividades de la ciudad de Urubamba. Ya son cuatro años que se dedica a este negocio y le va muy bien. En esta oportunidad Vilma requiere le mcirocredito para comprar animales como por ejemplo cuyes.

Vilma pertenece al banco comunal “Villa Marcela de Virgen del Carmen” de la Asociación Arariwa y trabaja con sus compañeras del banco comunal desde hace varias años.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Vilma to buy animals such as guinea pigs.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 4, 2011
Mar 22, 2011
Currency Exchange Loss:
Sep 15, 2011