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Farzana's Group
In this Group: Farzana, Tanveer Akhtar, Razia Bano, Rehana, Asfa, Zeenat
Farzana lives in Sultan Park which is located in a city called Jaranwala, Pakistan and known for its agriculture industry. She came here 17 years ago with her family and they live in a 3 roomed brick house. A talented lady, Farzana operates a clothes-selling business to financially assist her husband. It has been going well for her so far and she earns a regular income from this business every month. Her mother in law is also involved with her in this business. Besides her work, she also carries out her responsibilities as a housewife very well.

Farzana is married to S. A., who has a government job with a reasonable income. Farzana has 2 sons. Both of her sons are enrolled in a local school and are getting their education. She has applied for a loan from Kiva partner Asasah to expand her clothes selling business. Loan Investment will help her to buy clothes of greater variety, in bulk. This will also cut her costs of travelling, as she will be bulk purchasing. She started this business 5 years ago and is very hopeful that by investing loan money into her business, she will be able to get good results from it and be successful.

Farzana is a regular loan user from Asasah and this is her 4th loan application. She has maintained a good credit record in every loan year and never missed any meetings.

Note: “In the photo, the lady with a book (called Asasah Passbook) is Farzana”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 435
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 85.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Farzana's Group's $1,100 loan helped a member to buy clothes for clothing sales business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 18, 2011
Mar 21, 2011
Currency Exchange Loss:
Mar 15, 2012