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Nusrat's Group
In this Group: Nusrat, Kalsoom, Farzana, Sarwat, Sabran
Nusrat lives in Jaranwala, which is a small city of Punjab, Pakistan and famous for its agricultural industry. She has been living there in the area of Sultan Park with her family for past 15 years. Her husband is an animal seller. He purchases animals like sheep and goats in their early ages, raises them and sells them to butchers, at a profit. He has been doing this business for past 10 years and he is known for his good services. He also has a buffalo at his home and he uses it to produce milk to community clients. Nusrat is the mother of 2 sons and 3 daughters. Three of them are enrolled in school while the others stay at home.

Nusrat spends most of her time staying at home and doing her household responsibilities. She has applied for a loan from Kiva partner Asasah for the improvement of her husband’s business. Through the loan, he will buy sheep and goats that will help him in expanding his business, by selling more animals to butchers on profit. Nusrat is confident that an investment will be profitable for her husband and will help him to provide better facilities for his family.

Nusrat is a regular loan user of Asasah and this is her 2nd loan application. In the previous loan year, she has proven herself as a responsible client who paid her installments on time and never missed a single meeting.

Note: “In the photo, the lady with a book (called Asasah Passbook) is Nusrat”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 354
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 85.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nusrat's Group's $925 loan helped a member to buy animals (sheep and goats) for animal-sales business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 18, 2011
Mar 21, 2011
Currency Exchange Loss:
Mar 15, 2012