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Polad I. is a 39-year-old man who lives in the southern part of Azerbaijan, an area called Bilasuvar. He is an IDP (Internally Displaced Person), who fled to Bilasuvar during the war in 1993. Polad is a diligent man and works very hard to cover all his family's needs. He has been raising animals for many years. He sells dairy products to the local bazaar traders and neighbours. Currently he has one calf and one milker cow. His poor financial situation has prevented him from buying a calf to expand his cattle-breeding business. Therefore, he has applied to Aqroinvest and Kiva for a loan. He used this loan to buy two more cows.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 19
    View loans »
    Azerbaijan Loans Fundraising
  • $13,949,600
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Polad to buy two cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 17, 2011
Apr 21, 2011
Currency Exchange Loss:
Feb 15, 2012