Almaz M. is married with two children. She is an entrepreneur from the small village of Imishli. Almaz runs a business selling cometics and other household items in the central marketplace. Her enterprise is well-known for the flexible discount system she offers to her customers. Almaz has always wanted to be self-employed and decided 6 years ago to start her own business. Almaz wants to keep her enterprise running in order to provide for her family and support her elderly parents. She is requesting a loan of 1,000 AZN and promises to repay the loan without any lapses.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.