Nive, 54, has seven children and currently runs a bingo business and farms her plantation. Nive belongs to a group of 19 people who received loans, and only 11 people are currently active in the group. She has helped her group pay off the loans of the inactive members. She makes a good profti from her business and has improved her family's quality of life in many ways. Nive is applying for this loan to build fencing around her plantation and purchase prizes for her bingo games.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.