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Maria Nuestra Señora Group
In this Group: Jessica Marilia, Elizabeth Carmen, Lidia, Josefina, Rosario Julia, Libia Sofia, Mary Luz, Enrique, Bertha Isabel, Antenor *, Mercedes Eusebia
* not pictured
Jessica Marilia R. C. Vda. D. P., who is a widow, is 35 years old and has 2 children. Jessica is the president of the communal bank “Maria Nuestra Señora”, which is located in the district of Chilca, in Huancayo.

She is a single mother for her 2 small children, Carlos and Monica, who have become the motivation and source of strength for her life.

Since Jessica doesn’t have a stable job, she decided to open a small store in her own house. This has been her source of income. She needs the loan to expand her small store so she can sell other products. In addition to this business, Jessica has also opened a public telephone service next to her store. This has been a good decision because in her neighborhood there aren’t other public telephones or similar services.

(In the photo, Jessica is wearing a red sweater. She is standing and is the second from the right.)
View original language description ↓
Jessica Marilia, Ella es Viuda, 35 años D. edad, 02 niños.
La señora Jesssica es presidente del grupo comunal " Maria Nuestra Señora"; en el distrito D. Chilca en Huancayo.
Ella es padre y madre para su sus 2 pequeños hijos: Carlos y Monica, quienes se han convertido en el impulso y fuerza para su vida.
La Señora Jessica Marilia al no contar con un trabajo estable decidiò abrir una pequeña bodeguita (tienda) en su propia casa; esto ha sido su sustento y por ello requiere el prèstamo para poder ampliar la bodeguita y poder vender otros productos. Ademàs D. este negocio la Señora Jessica Marilia ha aperturado al costado D. su bodeguita un locutorio (servicio D. telèfono pùblico), esto ha sido un buen acierto, ya que por la zona no hay telèfonos pùblicos ni tampoco otro servicio similar.
(En la fotografìa la Señora Jessica Marilia està vestida con chompa color rojo, està D. pie y es la segunda D. la derecha)

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 133
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Maria Nuestra Señora Group's $2,750 loan helped a member to purchase domestic products to sell in her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 17, 2011
Mar 26, 2011
Currency Exchange Loss:
Oct 15, 2011