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Nemia
Nemia is a married woman who lives in Victorias, Negros Occidental. She earns her living by operating a fishing/fish vending business. Her husband Rodolfo, who is 53 years old, works as a fisherman to earn his living. They have four children who are 23 to 29 years old. Nemia joined NWTF-Project Dungganon in 1999 because she aspired for something better for her family. With the help of her past 17 loans from NWTF-Project Dungganon, Nemia has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 20,000 helped her earn a monthly profit of PHP 8,000, uplifting the family's standard of living. This time, for her 18th loan, she is borrowing PHP 20,000 to purchase a fishing net so that she can continue to save up for the future security of her family and to expand her fishing activities. Nemia is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 1351
    View loans »
    Philippines Loans Fundraising
  • $56,542,450
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Nemia to purchase fishing net.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 21, 2011
Listed
Mar 24, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2011