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Leticia O. sells hair products, body creams and slippers at Abura, near Frami. Leticia has received senior high education. She is divorced and currently taking care of 3 children. She has been in this trade for 8 years. Her income that is generated from her sales is used to take care of her family. A loan is going to help her buy more body creams and slippers for resale. She anticipates reinvesting her profit for further growth of her business. In the photograph, Leticia has her left hand placed on the slippers and the right hand placed on the hair products and body creams.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Leticia a loan is going to help her buy more body creams and slippers for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 23, 2011
Apr 26, 2011
Currency Exchange Loss:
Sep 27, 2011