Zeynab B. is 49, a brave married woman who works hard for the good of her five children, and she does so with the help of her husband and two sons of 20 and 22 years old. She has 21 years of experience in breeding and selling cattle. Her husband usually sells her cattle in the livestock bazaar. The strict discipline she uses with her children allows her to count on her household’s advice and support in working the fields. Zeynab’s children’s grateful attitude continues to encourage her and they have gathered many lessons during this time that they can use when they form their own households. Zeynab needs a small loan to purchase one more calf.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.