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Sarana A. is a loving mother with a great desire to get ahead in life. Her great spirit, strong will and hard work have allowed her to improve the quality of her life and life of her family.

Sarana is an internally displaced woman who suffered and lost everything in 1993 during the war. She had to create everything from nothing in a new place and new land. After she was dislocated to Bilasuvar city (her present place of living) she decided to continue the work of her life, which is raising sheep and cattle.

For the past 30 years, this persevering woman has been working very hard at raising and selling sheep and lambs, and with the income she generates she provides a better quality of life for her beloved daughter, who is her greatest joy.

Sarana asks for a loan of 1,000 AZN in order to buy more young sheep to sell later when they are fully grown. With this investment she will be able to substantially grow her earnings and improve her quality of life.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 84
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Sarana to purchase 12 sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 11, 2011
Mar 19, 2011
Currency Exchange Loss:
Mar 15, 2012