She has been a member of NWTF-Project Dungganon since 2004 and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard in her general store and vegetable businesses, she is gradually making her family more economically stable. She now earns an average monthly income of PHP 8,000.
Mergeline is borrowing PHP 19,000 to purchase more stock to sell. This will be her 14th loan from NWTF-Project Dungganon. Her previous loan of PHP 19,000, which she paid off well within its term, was just another step in her journey toward economic freedom. Mergeline aspires to elevate her family's living conditions and ensure their future well-being by following the Dungganon way.
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On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About Negros Women for Tomorrow FoundationNegros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.
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