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Avelina
Avelina is a married woman who lives in the island of Cebu. She earns her living by buying and selling herbal products. Her husband Vicente, who is 57 years old, works as a driver to earn his living. They have three children who are between 21 and 33 years old.

Avelina joined NWTF-Project Dungganon in 2008 because she aspired for something better for her family. With the help of her past four loans from NWTF-Project Dungganon, Avelina has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 9,000 helped her earn a monthly profit of PHP 6800, uplifting the family's standard of living.

This time, for her fifth loan, she is borrowing PHP 12,000 to buy herbal products to sell to customers so that she can continue to save up for future family needs. Avelina is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1314
    View loans »
    Philippines Loans Fundraising
  • $57,946,175
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Avelina to purchase herbal products to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 18, 2011
Listed
Mar 25, 2011
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2011