Yom K. has been spending her life cultivating crops on her own farmland in Kompong Cham province. She had learned this skill from her grandparent when she was single. She is now married and has two school-aged kids.
She has the another financial earner in her husband who is currently a recycling seller. He always goes to buy used goods from the people who live in his village and other villages. The used goods he buys mostly come from cans, plastics and electronic wires, which he then sells to his wholesalers for a profit.
Her husband always picks up the items by using his old motorbike. Unfortunately, the existing motorbike often breaks down during use. Because of that, Yom K. has decided to seek a loan of $400 from Kiva, which she will use to change the broken motorcycle for her husband.
Note that Yom K. and her husband appear in the picture.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.