Racar Bajo (Cuenca) Group
Sra. Aída María S. lives in the community of Racar Bajo. She is 46 years old, married, and has been in a common law marriage that produced five children (ages 28, 23, 20, 16, and 13). Her first child, a daughter, is married and independent. The second child, a son, is studying at the university. Her third child, a son, helps with the family business. The two youngest children, both daughters, attend high school in the city. Her husband migrated in search of better job opportunities so that he can provide his family a better quality of life.
Sra. Aída María makes bricks and tiles, a trade that she learned at a very early age by following the example of her parents. She does not work on a fixed schedule. This is her first loan with the Communal Bank after she was invited to join by her niece. The money from her loan will invested in the purchase of raw materials such as clay, black soil, water, and other items. Her goal is to build a shed for raising chickens and guinea pigs so that she can start this type of business.
La Señora Aída María S. vive por la comunidad de Racar Bajo, tiene 46 años, es casada y en su unión conyugal ha concebido 5 hijos que ya tienen 28, 23, 20, 16, 13 años de edad, la primera hija es casada y vive independiente, su segundo hijo estudia en la universidad, el tercer hijo le ayuda en el trabajo familiar y sus dos ultimas hijas estudian en un colegio de la ciudad. Su esposo ha migrado al exterior en busca de mejores oportunidades de trabajo para poder ofrecerle a su familia una mejor calidad de vida.
Doña Aída María se dedica a la elaboración de ladrillos y tejas, actividad que la realiza desde muy temprana edad siguiendo el ejemplo de sus padres, trabaja sin un horario fijo.
Este es su primer crédito en el banco comunal y fue invitada por su sobrina. El dinero que reciba lo va a invertir en la compra de materia prima como arcilla, tierra negra, agua, etc.
Su meta es construir un galpón para criar pollos y cuyes para iniciar con este nuevo negocio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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