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This borrower belongs to the "COMUZONE III” communal bank. The bank is located in the district of Cusco, which belongs to the province and department of Cusco.

Her name is Encarnación, and she is 56 years old and married with 8 children. She divides her time between her daily chores and her business buying and selling handicrafts, especially alpaca sweaters. She started working independently a few years ago. She is a very cheerful person with a great desire to get ahead for the sake of her family.

She is requesting the loan to buy more merchandise, so that she can offer it to more customers and achieve better economic returns.

The borrower is happy about the loan and is committed to making her payments as scheduled.
View original language description ↓
La socia pertenece al banco comunal” COMUZONE III”; El banco está ubicado en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Encarnación; la socia tiene 56 años de edad, casada y tiene 8 hijos; la socia alterna sus actividades diarias con el negocio de compra y venta de artesanía especialmente chompas de alpaca la socia trabaja de forma independiente un par de años atrás, la socia es una persona bien alegre y con muchas ganas de salir adelante por su familia.

La socia solicita el préstamo para la compra de más mercadería para así poder ofrecer a más clientes y tener más ingresos económicos.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,907,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Encarnacion to buy more handicrafts to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 11, 2011
Mar 20, 2011
Currency Exchange Loss:
Aug 15, 2011