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Maria Guadalupe
Maria Guadalupe P. Y. is 58 years old, widowed, and lives with her children in the Ventanas canton in the province of Los Ríos. She has two children.

The members of the community bank ÉXITO DEL MAÑANA [Tomorrow's Success] are located in the Ventanas canton and meet in the 24 de Mayto neighborhood. The group members work in different retail activities, like sales of perfumes, clothing, jewelry, and meat.

Maria Guadalupe sells food in a cafeteria. She purchases food at the market in Ventanas and sells it at her cafeteria every day.

She is asking for this loan to expand her business and improve her premises. The support of the loan will help her meet her needs financially. She encounters challenges like competition and high prices. Her dream is to have stable finances.

She likes to watch television.
View original language description ↓
Maria Guadalupe P. Y. tiene 58 años, es viuda vive con los hijos en el Cantón Ventanas Provincia de los Ríos. Tiene 2 hijos.

Los miembros de la V.R.C. ÉXITO DEL MAÑANA se encuentra ubicada en el Cantón Ventanas, se reúnen en la ciudadela 24 de Mayto está ventanilla se dedica a actividades comerciales como la vetan de perfumes, ropa, bisutería y otros son comerciantes de carne.

Maria Guadalupe se dedica a la a la venta de comida en un comedor las compras las realiza en el mercado de Ventanas y las vente en su comedir todos los días.

Solicita el crédito para ampliar su negocio en adecuar su local. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos es la competencia y los precios altos. Su sueño es tener una economía estable

Le gusta ver la televisión.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $25,004,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Guadalupe to expand and improve her cafeteria.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 9, 2011
Mar 19, 2011
Currency Exchange Loss:
Feb 15, 2012