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Marceline is 41 years old and married, with four children between 2 and 15 years old. She owns a business selling clothes. Her business is open from 8am to 6pm every day, and she employs one person to help her. Marceline has two years experience in this business.

Marceline has requested a Kiva loan, via Vision Finance Company, for the purpose of expanding her business by purchasing more clothes to sell. Through this expansion, Marceline will be able to earn more profit, which will be used as savings for the future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 26
    View loans »
    Rwanda Loans Fundraising
  • $13,367,925
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD