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Ninakan's Group
In this Group: Ninakan, Нуриза, Бурмаш
Ninakan Z., 56 years old, is this group’s leader. During the 56 years, her life was successful and intensive. This woman’s life has many facets: she is a mother of five, a schoolteacher with many years of experience, and an experienced agricultural worker. All her children, aside from the youngest 24-year old son, have left the nest long time ago and now fly on their own. The youngest son together with his father, who works at the local tax collection agency of their town, take an active part in caring for the livestock. The Toktogul climate is auspicious for raising cattle. The family raises both beef and dairy cattle. The unique local climate allows the family to drive their cattle to different pastures according to the season: in the spring from the valley to the hills, and in the summer to the high mountain areas.

Ninakan believes that this business is profitable. She launched this work 15 years ago, when Ninakan’s parents first bought a cow for her. Since then this business bring stable income for her and her family. She reinvests her income in the business. She is requesting a loan in order to purchase a refrigerator, as she has not been able to set funds aside for this purchase for a long time.
View original language description ↓
Нинакан Жакыпова, 56, лидер этой группы. За свои 56 лет она успела прожить успешную и интенсивную жизнь. В этой женщине совмещены мать пятерых детей, преподавателем с большим стажем и опытная работница сельского хозяйства. Все ее дети , кроме младшего 24-летнего сына уже давно вылетели из родительского гнезда и машут крыльями по-своему. Младший сын вместе с отцом, работником налоговой управы местного поселка, активно следят за подобающим уходом скота. Разведению крупно-рогатого скота в Токтогуле благоприятствуют природно-климатические условия. Семья занимается разведением в обоих направлениях -молочного и мясного. Своеобразие климата позволяет семье перегонять скот по сезонным пастбищам: весной -из долин в предгорья, а на летний период в высокогорную зону, жайлоо. По мнению Нинакан этот бизнес обладает хорошей рентабельностью. Он был начат еще 15 лет назад, когда родители Нинакан подарили ей первую корову. С тех пор эта деятельность приносит ей и ее семье стабильный доход. Выручку от продажи скота Нинакан вкладывает обратно в оборот. Она просит кредит с целью приобрести холодильник, на который она давно не может отложить средства.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 69
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,305,375
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ninakan's Group's $1,075 loan helped a member to purchase a refrigerator.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 3, 2011
Mar 22, 2011
Currency Exchange Loss:
Jan 18, 2012