Sughran's husband, A. G., is a daily wage laborer. Sughran has a son and a daughter. Her daughter is illiterate and her son is in 8th class. For the past 20 years, Sughran and her family have been living in a 2-room brick house in Jaranwala, a small city in the Punjab region of Pakistan known for its agriculture industry. Sughran is a regular lender with Asasah and this is her 2nd loan application. She is a responsible client with a good credit record.
Note: In the photo, Sughran is holding a book (called Asasah Passbook).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid