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Angel Segundo
Angel Segundo A. M. is 47 years old. He is married, and he lives with his wife and his single children in the canton of Guaranda in Bolivar province. He has 5 children.

The members of the rural communal bank "Grupo Enmanuel" are located in Recinto San Juan, which is part of the canton of Guaranda. This communal bank has 17 members who work as farmers cultivating short cycle varieties of corn, wheat and potatoes in large quantities; they also raise animals such as pigs and chickens.

Angel is a farmer who cultivates corn and raises pigs and hens. He buys his animal feed products in the Silva store every weekend, and he sells his products in the Thursday markets that are held in the city of Guaranda.

He requests this loan to cultivate more wheat and potatoes, and to buy animals, feed, and farming supplies. The support of this loan will help him financially to get the supplies he needs. He must deal with challenges such as the pests, diseases and weather changes that affect his crops. His dream is to have his own house and land.

He enjoys dancing at the carnival.
View original language description ↓
Angel Segundo A. M. tiene 47 años, Es casado vive con la esposa y con los hijos solteros en el Cantón Guaranda Provincia de Bolívar. Tiene 5 hijos.

Los miembros de la V.R.C. GRUPO ENMANUEL se encuentra ubicada en el recinto San Juan pertenece al Cantón Guaranda, esta ventanilla de 17 miembros se dedica a las labores agrícolas en ciclo corto de siembra maíz, trigo, papas en grandes cantidades y a la cría de animales como chanchos y gallinas.

Angel se dedica a la agricultura a la siembra de maíz y a la cría de chanchos y gallinas. Compra sus productos en Comercial Silva cada fin de semana por la comida de los animales y los vende en la feria de los jueves en la Ciudad de Guaranda.

Solicita el crédito para sembrar maíz trigo, papas y compra de animales además para insumos de alimentación e insumos para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener casa y terreno.

Le gusta bailar en carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Angel Segundo to plant more corn, wheat and potatoes and to purchase animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 18, 2011
Listed
Mar 17, 2011
Currency Exchange Loss:
N/A
Ended:
Mar 21, 2012