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Pap Ndege Shg Group
In this Group: Dorine, Wycliffe, Mary, Sila, Elias, Everline, Peter, Richard, Josephine, Rose, Rose, Consolata, George
Dorine used to work in Kenya’s capital, Nairobi, a busy industrial center. She was employed by an embroidery firm and learned how to use a variety of embroidery machines. Always ambitious, Dorine put aside a small portion of her salary every month to save for her own embroidery machine. She planned to move to a place near her rural home where she knew that embroidery work was not offered when she was able to purchase her own machine.


Once she became the proud owner of an embroidery machine in 2003, Dorine moved her business to Riat Market. In 2006, she used some of her savings from her embroidery business to start a new shoes business alongside her embroidery business. By 2007, she had accumulated enough money to start a new clothing business alongside her embroidery and new shoes businesses.


Although she is only 25, Dorine would like to start training other young women to embroider. In order to do this, she needs to buy another machine. A nice machine costs $230 dollars. She has over $70 in the bank. When she gets her loan, she plans to combine her savings and her loan and buy a new embroidery machine. She’ll take students in the morning and evening. With the profits from her business and the monthly fee her students will pay her, she’ll be able to pay back her loan.


Her additional profits will be used to send her two young children to private schools. As a single mother, Dorine’s business success is the only way her children will be able to attend school. This new sewing machine will ensure that she is able to continue paying their school fees.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kenya

  • $1,800
    Average annual income
  • 835
    View loans »
    Kenya Loans Fundraising
  • $42,925,925
    Funds lent in using Kiva
  • 62.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A portion of Pap Ndege Shg Group's $4,000 loan helped a member to buy a new embroidery machine.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jan 15, 2008
Listed
Jan 1, 2008
Currency Exchange Loss:
Covered
Ended:
Nov 2, 2008