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Maria Natividad
Maria Natividad M. Aguachela is 33 years old, married and lives with her husband and unmarried children in the Guaranda canton in the province of Bolívar. She has 6 children.

The members of the Enmanuel Group communal bank live in the San Juan area in the Guaranda canton. This group has 17 members, like Maria, that work in agriculture planting short cycle crops like corn, wheat, large quantities of potatoes as well as raising animals like pigs and hens. Maria goes every weekend to the Silva commercial market to buy animal feed and where she also buys products that she then sells at the Thursday market in the city of Guaranda.

She is requesting a loan to purchase corn, wheat, potatoes and animals as well as feed and farming supplies. The loan will help her to financially meet her needs. The challenges she faces are pests, disease and weather variation. Her dream is to improve her economic situation. She likes to walk and visit with her family.
View original language description ↓
Maria Natividad M. Aguachela tiene 33 años, Es casada vive con el esposo y con los hijos solteros en el Cantón Guaranda Provincia de Bolívar. Tiene 6 hijos.

Los miembros de la V.R.C. GRUPO ENMANUEL se encuentra ubicada en el recinto San Juan pertenece al Cantón Guaranda, esta ventanilla de 17 miembros se dedica a las labores agrícolas en ciclo corto de siembra maíz, trigo, papas en grandes cantidades y a la cría de animales como chanchos y gallinas.

Maria se dedica a la agricultura a la siembra de maíz y a la cría de chanchos y gallinas. Compra sus productos en Comercial Silva cada fin de semana por la comida de los animales y los vende en la feria de los jueves en la Ciudad de Guaranda.

Solicita el crédito para sembrar maíz trigo, papas y compra de animales además para insumos de alimentación e insumos para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener buena situación economica.

Le gusta visitar a la familia y caminar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Natividad to purchase corn, wheat and potatoes as well as feed and farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 18, 2011
Mar 17, 2011
Currency Exchange Loss:
Mar 23, 2012