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Emmanuel is 29 years old and is married with one child who is one year old. Emmanuel sells shoes in his market and his business is well-organized. Emmanuel employs one person to help him and he starts from 7am until 9pm every day and he has three years' experience in his business.

Emmanuel has requested a loan from Kiva lenders in order to purchase more shoes for sale. With his profits, Emmanuel will reinvest in his business, satisfy his customers and he will build his own house.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 11
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 590.0
    Rwanda Francs (RWF) = $1 USD