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Heghine
Heghine S. is 46 years old and a widow. Heghine lives in Yerevan with her son and daughter-in-law. For about two years, Hegine has been running a women’s clothes trading business in one of Yerevan's trading centers. She sells blouses, sweaters, suits and outerwear at a rented stall. Heghine buys clothes from Georgia once a month and from Turkey once every two months. Thanks to her business’s income, Heghine is able for the most part to provide for her family’s needs.


This is Heghine’s second loan from Nor Horizon, and now she is asking for a loan of $3,000 to buy clothes for the spring season to resell.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

To stay updated on loans from Armenia, please join the Armenia lending team at http://www.kiva.org/team/armenia.

About Armenia

  • $6,300
    Average annual income
  • 152
    View loans »
    Armenia Loans Fundraising
  • $13,802,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Heghine to buy clothes for the spring season to resell.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 16, 2011
Listed
Mar 16, 2011
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013