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Yam T. is 27 years old and her husband, Heng Sroun, is 26. They are from Kompong Tom province. They work from home making furniture which they also sell. Most of their output consists of beds and cupboards, which they accumulate and sell as sets. They also order baskets from the other villagers and sell them to make additional income. Their furniture is made mostly from wood and rattan. The couple has one child who is in school. In order to increase her income, Yam T. has applied for a loan to buy additional beds for resale.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 264
    View loans »
    Cambodia Loans Fundraising
  • $37,517,900
    Funds lent in using Kiva
  • 4,005.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Yam to buy additional beds for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 23, 2011
Apr 1, 2011
Currency Exchange Loss:
Mar 17, 2012