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Naseem's Group
In this Group: Naseem, Najma Bibi, Rubina Iram, Shabana Begum
Naseem belongs to an industrial city of Pakistan called Gujranwala. It is located in Punjab, Pakistan. She has been living there in the area of Kalar Abadi in a 3-room brick house with her family for the past five years. Her husband has a business selling vegetables. His shop is located in a nearby market where he has attracted a good customer base and offers them fresh vegetables.

Naseem is a very supportive lady by nature. She does sewing work for her community members. She learnt this art from her mother and is now taking advantage of her skills to earn money for her family. She has given birth to three children. Her eldest son is studying while others are not of school-going age yet.

She has applied for a loan from Kiva partner Asasah for her husband who will utilize the loan in buying fresh seasonal vegetables to sell in his shop. He has been operating this business for the past five years and Naseem is confident that after this investment, his income will increase and her family will be able to enjoy better financial conditions.

She is a regular loan user of Asasah and this is her 3rd loan application. In previous loan years, she has maintained a good credit record by paying her installments on time and by attending every recovery meeting.

Note: In the photo, the lady with a book (called Asasah Passbook) is Naseem.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 361
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 85.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem's Group's $825 loan helped a member to buy seasonal vegetables for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 15, 2011
Mar 16, 2011
Currency Exchange Loss:
Mar 15, 2012