Dul K. is a 57-year-old widow who earns a living by selling different kinds of Khmer cake in her community. She was married, but her husband died of illness several years ago.
Dul K. is good at for making nice cakes. She has been in this business since 2005, and generates a revenue of approximately $3 USD a day, which she uses to meet her family’s needs. She has eight children, seven of whom are single and still live with her in the same house. One of her children is married and now lives separately. Dul K. says that her two daughters, who are employed in a garment factory as seamstreses, have been paying money for taxis to get to work because they don’t own a vehicle. In order to encourage her children, Dul K. is applying for a loan to purchase a motorcycle for her daughters to use to commute to work.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.