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Marlene Monserrate
The members of the “Mejorando El Futuro” (Improving the Future) communal bank meet every other week in an area called Tierras Amarillas in the Rocafuerte canton. This sector is known for its agriculture because most of its inhabitants grow short cycle crops.

This is the place where we find Marlene. She is 34 years old and in a common-law marriage. She has three daughters, ages 9, 8, and 3. The two oldest are in school. Her husband is a farmer.

She works with her brother. They have a business selling fruits like watermelon, cantaloupe, and cucumbers, etc. This is the way they work: they buy from farmers in the area, and then, every morning, they go to the market in the city of Portoviejo in order to sell wholesale as much as retail.

They work from Monday through Saturday from 5:00 a.m. until 2:00 p.m. She says that she has been doing this for some years. Thanks to this business she has been able to improve the quality of her life.

This loan is to buy watermelon, cantaloupe, cucumbers, bananas, pineapples, and apples, etc. She has been in her communal bank for six years. She likes the support and help that she has received.

Her dream is to improve her house, which is a bit rundown.
View original language description ↓
En una localidad llamada Tierras Amarillas del cantón Rocafuerte cada quince días se reúnen las socias del Banco Comunal Mejorando El Futuro, este sector es conocido por su agricultura ya que gran parte de sus habitantes se dedican a los sembríos de ciclo corto.

En este lugar encontramos a la señora Marlene, tiene 34 años de edad y mantiene una relación de unión libre de la cual tiene tres niñas de 9, 8 y 3 años de edad, las dos mayores están en escuela. El marido se dedica a la agricultura.

Ella trabaja en sociedad con su hermano, tienen un negocio de venta de frutas como: sandias, melón, pepino, etc. Su forma de trabajar es la siguiente: ellos compran a agricultores de la zona, luego todas las mañanas se desplazan hasta el mercado en la ciudad de Portoviejo para vender tanto al por mayor como al menudeo. Trabajan de lunes a sabados desde las 5h00 hasta las 14h00, dice que lleva ya algunos años que se dedica a esto y que gracias a este negocio a podido mejorar su calidad de vida.

Este crédito es para comprar: melones, sandias, pepinos, plátanos, piñas, manzanas, etc. Está en el Banco Comunal hace 6 años y le gusta por el apoyo y ayuda que ha recibido. Su sueño es mejorar su casa que está un poco deteriorada.

About Ecuador

  • $10,200
    Average annual income
  • 53
    View loans »
    Ecuador Loans Fundraising
  • $23,490,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Marlene Monserrate to buy watermelon, cantaloupe, cucumbers, bananas, pineapples, apples and other fruits.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 9, 2011
Listed
Mar 18, 2011
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2011