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Judith
Judith, 39, lives in a house she owns with her husband, Jaime, 38, and their 4 children, two of whom are no longer dependent on her. Jaime is a bus [or, possibly, cab] driver. The family lives in a busy neighborhood in the north of Lima. Judith has operated a store in her house, selling everyday merchandise, for two years. She says that the business is stable and profitable and she needn't leave her own house to manage it. When she does have to go out, her children help her by manning the shop while she's away. She adds that she has gradually improved the business. She started with a few food products but now she sells a wider variety of products to her customers. Judith's store is the only one in the neighborhood and most of her customers live nearby. Her favorite thing about the business is meeting and chatting with her customers. Judith is an enterprising women and she's been planning, for some time, to stock the business with even more merchandise. She also wants to improve the shop's fittings so her customers can shop more comfortably. This is Judith's third MFP loan and she is committed to repaying it on time. She doesn't want anyone who has made this source of funding possible to give up on her. She knows that the loans have allowed her to improve her business and get ahead. Judith will use the loan to buy merchandise for her corner shop. She wants to sell the widest range of merchandise possible because her customers can't easily find the products they want nearby.
View original language description ↓
Judith, de 39 años, vive en su casa propia en compañía de su esposo Jaime de 38 años, que es chofer, y sus 4 hijos, de los cuales 2 son mayores, y solo se encarga de los 2 menores, juntos habitan en un populoso barrio ubicado al norte de la ciudad. Desde hace dos años, atiende una tienda de comestibles que instaló en una pieza de su casa. Dice que la labor en el negocio es tranquila, pues obtiene buenas ganancias, sin descuidar su hogar, y cuando debe salir, sus hijos la apoyan y se quedan en el negocio. Además dice que de a pocos ha logrado implementar cada vez mejor su tienda, pues al principio empezó solo con algunos comestibles, y ahora ofrece mayor variedad a sus clientes que la vistan seguido, pues por la zona no hay otra tienda cerca. Lo que más le gusta es interactuar con sus clientes y conversar, pues se entretiene bastante. Y como es una mujer emprendedora para mas adelante tiene planeado surtir mejor su tienda con variedad de productos, además quiere mejorar las instalaciones de su local, para comodidad de sus compradores. Es el tercer crédito que tiene con MFP y promete pagar puntualmente sus cuotas, pues no quiere quedar mal con las personas que hicieron posible el dinero que le permitirá continuar trabajando en busca del progreso. Judith tiene planeado invertir el crédito solicitado en la compra de mercadería en comestibles, pues quiere ofrecer la mayor variedad a sus clientes, para facilitarles las compras pues el lugar donde vive es algo alejado.

About Peru

  • $6,715
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $56,733,750
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Judith to stock merchandise for sale at corner shop business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 14, 2011
Listed
Mar 18, 2011
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2011