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Alyeris Maria
Alyeris is a small businesswoman who sells clothes, purses, cosmetics, shoes and silver jewelry. She has been increasing the merchandise she sells through loans which Afodenic have granted her over thirteen loan cycles. She has improved her range of products and she sells fifty percent of her goods for cash and the rest on credit, with customers making repayments every two weeks.

Alyeris will use this new loan to build a wall in front of her home which will keep her home and family safer. She will buy building supplies to start this work.
View original language description ↓
Alyeris es pequeña comerciante que se dedica a la venta de ropa, carteras, cosméticos, zapatos, prendas de plata lo que ha venido aumentando con financiamiento que Afodenic ha otorgado en trece ciclos. En donde mejoro la diversidad de variedad de productos, vendiendo el cincuenta por ciento al contado, como al crédito con pagos de quincena.
Con este nuevo préstamo será para la construcción de un muro en la parte de enfrente, el cual vendrá ah mejorar con mejor seguridad su vivienda, como mejor cuidado con su familia. En donde comprara materiales de construcción para comenzar la obra.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $3,636
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,384,275
    Funds lent in using Kiva
  • 22.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Alyeris Maria to buy construction supplies to build a wall in front of her home which will keep her home and children safer.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Feb 26, 2011
Apr 1, 2011
Currency Exchange Loss:
Sep 18, 2012