Check out other loans that are currently fundraising!
Flor Civilina
Flor Civilina G. C. is 26 years old, has a common-law marriage and 2 children. She lives with her husband and children in Bolívar Province.

The members of CALZADO SOLIDARIO [Calzado Solidarity] communal bank live in Calzado Recinto in San Miguel Canton, a half hour from the Cooperativa office. The 12 members of this group do short cycle agricultural work, planting corn, potatoes and beans, and raise farmyard animals and cattle.

Flor does agricultural work growing corn, potatoes and beans, and raising farmyard animals. She purchases her products in the San Miguel market each week and sells them at the Thursday market in San Miguel.

She is requesting the loan to purchase seeds for her crops and to buy food for the animals. The support of this loan will help her financially meet her needs, and face challenges such as insect infestations, illnesses, and the vagaries of the weather. Her dream is to have her own house.

She likes that her loan amount can be higher so she can purchase more supplies.
View original language description ↓

Flor Civilina G. C. tiene 26 años, Vive en Unión Libre vive con el compañero y con los hijos Provincia de Bolívar. Tiene 2 hijos.

Los miembros de la V.R. C CALZADO SOLIDARIO se encuentra ubicada en el recinto el Calzado pertenece al Cantón San Miguel, a media hora de la oficina esta ventanilla de 12 miembros se dedica a las labores agrícolas en ciclo corto de siembra maíz, papas fréjol, y a la cría de animales de corral y ganado vacuno.

Flor se dedica a la agricultura a la siembra de maíz, papas, fréjol y a la cría de corral. Compra sus productos en el mercado de San Miguel cada semana y los vende en la feria de los jueves en San Miguel.

Solicita el crédito para la comprar de semillas de sus cultivos y comprar comida para los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener casa propia.

Le gusta que el monto sea mas alto para comprar insumos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 106
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Flor Civilina to purchase seeds for her crops and to buy food for the animals.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 25, 2011
Listed
Mar 16, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2012