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Julia Beatriz
Julia Beatriz C. C. is 52 years old, married, and lives with her husband and three children in Bolivar Province.


The members of the Communal Bank “Calzado Solidario” gather in the precinct of Calzado in the canton of San Miguel, which is located thirty minutes away from the office of Cooperativa San Jose. This Communal Bank consists of twelve members who grow short cycle crops such as corn, potatoes, and beans, as well as raise poultry and cattle.


Julia is a farmer who grows corn, potatoes, beans, and raises poultry. She buys her supplies at the market in San Miguel each week and then sells at the fair in San Miguel on Thursdays.


Julia is requesting a loan to buy seeds for planting crops and feed for her animals. The support from this loan will help her financially so that she can acquire what she needs. Her challenges are pests, diseases, and changes in weather. She dreams of providing her children with an education so that they can become professionals.


Julia likes the fact that the loans have helped her buy necessities and continue supporting her in this manner.

View original language description ↓
Julia Beatriz C. C. tiene 52 años, Es casada vive con el esposo y con los hijos Provincia de Bolívar. Tiene 3 hijos.

Los miembros de la V.R. C CALZADO SOLIDARIO se encuentra ubicada en el recinto el Calzado pertenece al Cantón San Miguel, a media hora de la oficina esta ventanilla de 12 miembros se dedica a las labores agrícolas en ciclo corto de siembra maíz, papas fréjol, y a la cría de animales de corral y ganado vacuno.

Julia se dedica a la agricultura a la siembra de maíz, papas, fréjol y a la cría de corral. Compra sus productos en el mercado de San Miguel cada semana y los vende en la feria de los jueves en San Miguel.

Solicita el crédito para la comprar de semillas de sus cultivos y comprar comida para los animales. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es dar la educación a los hijos para que sean profesionales.

Le gusta que los créditos hayan servido para comprar lo necesario y que sigan apoyando de esta manera.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 19
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Julia Beatriz to purchase seeds for planting and feed for her animals.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 25, 2011
Listed
Mar 17, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012