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This is 28 year-old Jenifer N.. She runs a pharmacy in the rural town of Kiluvya, about 30km outside of Dar es Salaam. She established the business in 2005 and now requires a loan of $725 to purchase additional stock. She is married to husband Edward and has two children, Ester, 7, and Samwel, 1. She thanks you for your support.

SELFINA is engaged in economic empowerment of women in Tanzania through leasing and leaseback facility as a practical way to achieve economic and social emancipation of women.

SELFINA has taken a lead role as a pioneer of micro-credit in Tanzania through Micro-Leasing. Customs and traditions in Tanzania normally make it difficult for women to own land and assets, thus they are deemed not-creditworthy by financial institutions as they lack tangible collateral assets. This leads to poor financial support hence poor access to basic needs and services for women with low incomes.

SELFINA buys and leases equipment to women. Where a client needs working capital, SELFINA buys equipment from said client, extending a loan to her, and then leases back the same equipment – a process called a sale and leaseback arrangement.

About Tanzania

  • $1,900
    Average annual income
  • 68
    View loans »
    Tanzania Loans Fundraising
  • $15,081,550
    Funds lent in using Kiva
  • 1,139.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Jenifer to increase her pharmacy's inventory of drugs.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 2, 2008
Dec 18, 2007
Currency Exchange Loss:
Feb 15, 2009