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Danaya Group
In this Group: Oumou , Aminata , Raba , Yaya , Alima , Oumou , Nah
The seven members of the Danaya solidarity group are all married and living in polygamous households. They average 41 years of age and four children each. They live in Kolotomo, in the rural commune of Pelengana, which is located in the region of Ségou (fourth administrative region of Mali). They know one another as neighbors and through ties of marriage and kinship.

They sell farming equipment (African and eye hoes), calabashes, groundnut paste, pasta, tea and sugar. In order to increase their working capital, the group decided to join the Soro Yiriwaso microfinance institution. They are on their first loan cycle.

Mrs. Yaya C. is known in the village and surrounding areas for selling pasta. She plans to use her loan to buy a sack of wheat flour to make pasta. She gets her wheat flour at the grand market of Ségou, and then turns it into pasta (vermicelli, macaroni, etc.).

She kneads the wheat flour with water, and then the dough is handled to slowly go through a small device. It comes out the machine in a pre-set shape. Then, the dough is laid out to dry in the sun for at least six hours. This is followed by packaging in plastic bags, ready to be sold.

She sells for cash or credit, from her home, and also at the Pelengana market and nearby villages, to a clientele composed of both men and women.

With this loan, Mrs. Yaya C. hopes to earn an average monthly profit of 20,000 FCFA to be used for reinvestment in the business and small household expenses. She hopes that her collaboration with Soro Yiriwaso will help her to become a wholesaler in her business activity.
Mariées toutes dans des ménages polygames, avec en moyenne 41 ans et 4 enfants, les sept femmes du groupe Danaya habitent à Kolotomo, dans la commune rurale de Pelengana dans la région de Ségou (4ème Région administrative du Mali). Elles se sont connues à travers des liens de mariage, de voisinage et de parenté. Les membres du groupe font le petit commerce de matériels agricoles (daba et houe), de calebasses, de la pâte d’arachide, de la pâte alimentaire, du thé et du sucre.
Dans le besoin d’augmenter leur fonds de commerce, les membres du groupe ont décidé d’adhérer au programme crédit de Soro Yiriwaso et sont à leur 1er cycle de prêt solidaire.
Madame Yaya C. est connue dans le village et ses environnants pour sa vente de pâtes alimentaires. Elle compte utiliser son prêt pour acheter un sac de farine de blé destiné à la transformer en pâte alimentaire. Elle se ravitaille en farine de blé au grand marché de Ségou pour ensuite la transformer en pâte alimentaire (vermicelles macaroni etc.)
Elle malaxe la farine de blé avec de l’eau seulement puis on la fait passer petit à petit à travers la machine en la manillant. A l’autre bout de la machine on recueille la pâte en fonction de la forme voulue par le réglage de l’appareil. On l’étale ensuite au soleil pour séchage pendant 6 heures de temps au moins dans un séchoir suivi de son emballage dans les sachets plastiques prêt à la vente.
Elle vend au comptant et à crédit, à domicile, en ambulant au marché de Pelengana et dans les villages voisins à une clientèle composée de femmes et d’hommes.
Madame Yaya C. espère réaliser avec ce prêt un bénéfice mensuel moyen de 20 000FCFA qui sera utilisé pour être réinvesti dans l’activité et prendre en charge les petits besoins du foyer. Elle a pour objectif de devenir grossiste dans cette activité à travers ce partenariat avec Soro Yiriwaso.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 26
    View loans »
    Mali Loans Fundraising
  • $11,465,250
    Funds lent in using Kiva
  • 470.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD