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C5611 Terimbere Group
In this Group: Francine, Vedaste, Paul, Martha, Esperance, Jean Bosco, Theopiste
Martha is 40 years old and is a widow with two children, 12 and 15 years old. She is the representative of a group which is called "Terimbere" in the local language. Martha owns a small shop which sells shoes and clothes and she has an experience of five years in her business. She employs one person in her business as a helper so that her business runs well. Martha is the second person in the white shirt on the left side.

Martha and her group have requested a loan from Kiva lenders via Vision Finance Company in order to buy more cloth, shoes, African-print cloth, etc. With her increased profits, Martha hopes to build her own house and to reinvest in her business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 114
    View loans »
    Rwanda Loans Fundraising
  • $13,837,600
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD