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Elsa
Elsa is a married woman who lives in Negros Occidental. She earns her living by operating a furniture shop, a general store and a cafeteria. Her husband Egmedio, who is 68 years old, works as a welder to earn his living and helps in his wife's business activities. They have eight children who are between 29 and 39 years old.

Elsa joined NWTF-Project Dungganon in 2001 because she aspired for something better for her family. With the help of her past nine loans from NWTF-Project Dungganon, Elsa has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 16,000 helped her earn a monthly profit of PHP 10,000, uplifting the family's standard of living.

This time, for her 10th loan, she is borrowing PHP 16,000 to buy materials for her furniture-making business. Elsa is working hard so that she can continue to save up for the future expansion of the business. Elsa is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1289
    View loans »
    Philippines Loans Fundraising
  • $57,916,375
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Elsa to purchase materials to make furniture.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 22, 2011
Listed
Mar 20, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2011