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Norma
Norma is a married woman who lives in Palawan. She earns her living by buying and selling ginger/bamboo shoots and rice. Her husband Rodrigo, who is 54 years old, works as a farmer to earn his living and helps in his wife's business activities. They have four children who are between 7 and 32 years old.

Norma joined NWTF-Project Dungganon in 2003 because she aspired for something better for her family. With the help of her past 22 loans from NWTF-Project Dungganon, Norma has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 13,000 helped her earn a monthly profit of PHP 8,000, uplifting the family's standard of living.

This time, for her 23rd loan, she is borrowing PHP 13,000 to buy more ginger and bamboo shoots to sell in the market so that she can continue to save up for her children's education and household improvements. Norma is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1464
    View loans »
    Philippines Loans Fundraising
  • $59,381,200
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Norma to buy more ginger and bamboo shoots to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 22, 2011
Listed
Mar 20, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2011