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64 year-old Marmol is a hard-working man who, through a lot of hard work and commitment, has been able to set up his own business selling personal care products as an itinerant street trader.

Marmol started selling personal care products in the streets. With effort, he gradually managed to become financially stable. He works from 6.00am to 7.00pm every day. In order to continue selling his products, he needs to use his loan to buy toothpaste, toilet paper, etc. In the future, he would like to finish building his home and increase his business.
View original language description ↓
Marmol de 64 años, es un hombre trabajador que con esfuerzo y dedicación ha podido tener su negocio ambulante de atciculos y productos de uso personal.

Comenzó a vender productos de uso personal en las calles, poco a poco con esfuerzo a podido tener una economía estable, trabaja desde las 06h00am hasta las 19h00pm todos los días. Para seguir trabajando con la venta de productos necesita comprar con el préstamo pasta de dientes, papel higiénico etc. En el futuro quiere terminar de construir su casa y incrementar su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 91
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Marmol to buy toilet paper, accessories and articles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 17, 2011
Mar 16, 2011
Currency Exchange Loss:
Feb 15, 2012