Carmen Rosa's business is selling work tools such as hammers, screwdrivers, shovels, picks, nails, etc. She needs this loan to increase her working capital and buy more merchandise. She lives in her parents' home which is located in Río Seco neighborhood, in the city of El Alto. Carmen Rosa is married and has two children. She has been a client of IMPRO since 2009.
La señora Carmen Rosa se dedica al comercio de ventas de herramientas de trabajo, como martillos, entornilladores, palas, picos, clavos, etc.; el crédito lo necesita para aumentar el capital de trabajo y comprar más mercadería. Vive en casa de sus padres ubicada en la zona de Rió Seco de la ciudad de El Alto; es casada y tiene dos hijos. Es cliente de IMPRO desde el año 2009.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.