Carla is a client who used to work with us as part of the 'Rayito de Sol' bank. She lives in her in-laws' house. For four years she has been working with her husband Ismael. He sews skirts and she sells them from a sales location in Uyustus. She also travels to Desaguadero to bring back merchandise. Carla and her husband have a little boy who is 1 year old. They also study at night. They intend, within a short period of time, to set up a sewing workshop and start their own company. They are requesting this loan to build a room in his parents' home so that their family can be more comfortable. Carla is a very hard-working young woman who is grateful to the institution for the support they have offered her.
La Señora Carla es una cliente que antes ya trabajo con nosotros en el Banco rayito de sol, la Sra. Carla vive en la casa de sus suegros desde hace cuatro años trabaja con su esposo Ismael ya que el costura las faldas que vende ella tiene un puesto el la zona de la Uyustus además viaja al desaguadero a traer mercadería ellos tienen un pequeño hijo de una añito de edad Doña Carla y su esposo Ismael estudian por las noches tienen la intención de a un corto tiempo instalar un taller de costura y comenzar con su propia empresa el crédito que están solicitando es para la construcción de un cuarto en la casa de sus papas y así poder brindar mas comodidad a su familia, es una joven muy trabajadora que esta agradecida con la institución por el apoyo brindado.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.