John works in public transportation and has his own vehicle. He needs this loan to buy spare parts for the gearbox and brakes, which will help him to work more safely and avoid traffic accidents. This work is his source of income for supporting his family. He is divorced, has four children and lives in his own home located in the Las Lomas district of La Paz. He is happy with the loans he has received because they improve the quality of life of all of his family.
El señor John tiene su vehiculo con el cual trabaja en transporte público; el crédito lo necesita para comprar repuestos para la caja y el sistema de frenos, esto le ayudara a que trabaje con mayor seguridad y evitar accidentes de tránsitos, pues esta actividad es la fuente de ingresos que tiene para mantener a su familia. Es divorciado, tiene cuatro hijos y vive en casa propia ubicada en la zona de las Lomas de la ciudad de La Paz. El señor esta satisfecho con los créditos que le otorgamos ya que mejora la calidad de vida de toda su familia.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.