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Sakina's Group
In this Group: Sakina , Jamila Bibi, Shamim Bibi, Bilquis Bibi, Ghulam Fatima
Sakina is a 30-year-old lady. Her husband’s name is M. A. and he has a construction supplies business. He sells supplies to different construction companies and to regular customers who comes to buy supplies from him. He is very good at his business dealings and receives a good number of orders every month.

Sakina shares the financial burden with her husband by selling clothes. She buys clothes from city of Lahore, travelling there twice a month, and sells to her local area customers for a profit. She has four sons and a daughter. Her eldest son works with his father in his construction supplies business while the others are enrolled in a local school and getting their education except the youngest son who is only 4 years old.

She has applied for a loan from Kiva partner Asasah for her husband’s business. With the loan, he will buy construction supplies such as bricks, cement and sand, etc. that will help him to fill larger orders on time and to earn better profits. Sakina is very confident that her husband’s five years of experience in his business will help him earn better profits after the investment and he will be able to provide better living facilities to his family.

She is a new loan user of Asasah and this is her first loan application. She belongs to Kasur which is a small city in Punjab, Pakistan, known for its leather industry. She lives there with her family in a small home which contains two rooms.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 445
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 85.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sakina's Group's $1,200 loan helped a member to buy construction supplies for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 11, 2011
Mar 14, 2011
Currency Exchange Loss:
Mar 15, 2012