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Ruqiya's Group
In this Group: Ruqiya, Manzooran , Parveen Bibi, Khalida Bibi, Roshan Bibi
Ruqiya resides in a small city called Sahiwal. It is located in Punjab, Pakistan in an area known for its agricultural industry. She has been living there with her family in a 2 room brick house for past 20 years.

She is 45 years of age, a housewife who stays at home and does her household work. She has great administrative skills and manages her household expenses very well. Her husband’s name is M. A. and he is involved in agriculture and works in the fields. He grows different seasonal crops and sells them to the various customers.

Ruqiya is the mother of 7 children. Her eldest son works in a leather factory, younger son works with his father in his fields and also operates a welding business in the market. Her other children are enrolled in a local school to get their education.

She has applied for a loan from Kiva partner Asasah to improve her husband’s agriculture business. With the loan, he will buy fertilizers, seeds etc to get better results from his land and make more profits. Ruqiya is hopeful that her husband’s business will grow further by investing loan money into it which will result in better living standards for her family.

She is a new loan applicant and this is her first loan application to Asasah.

Note: “In the photo, the lady with a book (called Asasah Passbook) is Ruqiya”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 356
    View loans »
    Pakistan Loans Fundraising
  • $15,690,625
    Funds lent in using Kiva
  • 85.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ruqiya's Group's $650 loan helped a member to buy fertilizer and seeds for the family farm.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 10, 2011
Mar 14, 2011
Currency Exchange Loss:
Mar 15, 2012