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Qalakancane Group
In this Group: Makhosazana Gladness , Thembisile , Nokuthula , Cabangile Thobekile , Bhekiwe
Makhosazana is 62 years of age, single and has two children who are 27 and 35. She runs a clothing business in Mtubatuba, South Africa (KZN). She is pictured in the center of the photo, raising her hand.

She has been in her business for seven years and sells new clothes in town. She also receives a child support grant from the government. She says the main challenges to her business are customers who do not pay on time.

She requested this loan through WDB and Kiva to buy material of making mats like a saw, needles, etc. She also adds that the extra income from this loan will help her extend her home and take her child to tertiary education. In future she would like to see her business grow and become a supplier.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $12,700
    Average annual income
  • 1
    View loans »
    South Africa Loans Fundraising
  • $780,425
    Funds lent in using Kiva
  • 6.9
    South Africa Rand (ZAR) = $1 USD

Success!! The loan was 100% repaid

A portion of Qalakancane Group's $1,525 loan helped a member to buy clothing and mat-making materials, e.g., needles and a saw.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 10, 2011
Mar 11, 2011
Currency Exchange Loss:
Jul 15, 2011