Kenneth is a twenty nine year old enterprising man living in a family house in Kyenjojo Uganda. He has the desire tp educate his siblings to attain a degree as a minimum qualification. He is an grower of tea and has been farming for two years. The business is good as he has an assured market in the local factory. He has challenges in that he has limited capital to meet the quality needed at the factory. His dream is to expand his tea estate. Kenneth needs the loan to plant tea.