Isabel Maria C. T. is married, 34-years-old, finished the fourth graD. in primary school, and has four children that are in school. She works selling everyday items and raising animals and has eight years of experience in her store that she began with a small amount of loaned capital. She has the support of her husband who works in agriculture. She decided to get together ten other friends in order to request a loan that will help them to increase the working capital available to each one of them. Each one of the members works in different areas such as: a store with everyday items, selling of spare parts, shoe-making, selling toys, and raising animals. They hope to improve their profits and their standard of life with this loan through ASDIR.
Doña Isabel Maria C. T., es casada, tienen 34 años D. edad, cursos el cuarto grado D. educación primaria, tiene 4 hijos que estan estudiando, se dedica a la venta D. artículos D. consumo diario y a la crianza D. animales, tiene 8 años D. experiencia con el negocio D. tienda que tiene, inicio con un pequeño capital prestado, cuenta con el apoyo D. su esposo que es agricultor. DeciD. reunir a 10 compañeras mas para solictar un prétamo que les servirá para ampliar el capital D. trabajo D. cada una D. ellas. Cada una D. las integrantes se dedican a diversas actividades productivas como: servicio D. tienda D. consumo diario, venta D. refacciones, elaboración D. calzados, venta D. juguetes y crianza D. animales. Esperan mejorar sus ganancia y condición D. vida con el prestamo que hacen con ASDIR.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.