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Hagar
Hagar M. makes a living selling fish and a type of locally-made soap in the town of Korfofordo, which is located near the larger town of Jukwa. She was educated through junior high school and is the mother of one child. Her husband makes a living repairing refrigerators. Hagar devotes her income to paying for the education of her child. Demand for the soap is increasing, and that is why she is applying for a loan to buy more of the ingredients she needs to make soap. She would also like to begin selling other types of soap to her customers.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 8
    View loans »
    Ghana Loans Fundraising
  • $10,998,925
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Hagar to buy the ingredients she needs to make more soap.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 10, 2011
Listed
Mar 11, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 27, 2011