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Araba W. is a vendor of maize, beans, and charcoal. She buys her wares at a market called Teshiman and offers them for sale at Korfofordo near Jukwa, Cape Coast. She is a widow taking care of four children. This loan will go a long way to help to purchase goods in larger quantities as the cost of transportation keeps increasing. Araba plans to increase her savings so as to provide a meaningful education for her children with the new profits expected from the loan. In the picture, she is standing by the bags of charcoal she sells.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,582,250
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Araba to buy maize, beans, and charcoal in larger quantities as the cost of transportation keeps increasing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 10, 2011
Mar 11, 2011
Currency Exchange Loss:
Sep 24, 2011